ProTECT Landlords Insurance
Landlords contents insurance

Insurance for your Landlord's Contents

Let Alliance in partnership with TECT Risk Services LLP provide an exclusive Landlord Contents ‘Agent Protect’ product for letting agents, delivering specialist protection for the contents of all of the managed properties in the agents portfolio .

How does it work?

Agent Protect is a simple and effective insurance solution to provide comprehensive cover for your landlords’ contents. You (The Letting Agent) are the insured party and you provide cover for the contents of the rented property, via your management service agreement. Many Landlords are unaware of the need to insure the contents in their rental properties, assuming that the tenant will insure them. This however is not always the case and Landlord’s can be caught out when tenants cause damage to the fixtures and fittings within their property. In particular, overseas landlords often struggle to administer their contents insurance policy.

No furniture does not mean no risk…. Tenants can easily damage kitchen fittings, work surfaces, carpets and sanitary fittings. It is important to ensure that your Landlord’s are properly protected in any event. The Agent Protect product enables you to fully protect the contents of the rental property, on behalf of your Landlords. You are in control of the policy and handle all claims, as the insured party.

This product also enables you, as the letting agent, to generate significant additional revenue for your business and maintain rental income, by eliminating the risk associated with uninsured landlords. This scheme is ideal for your whole portfolio, it does not rely on apartments being in the same area or block.

What’s included?

Our specialist product includes the following cover and options, subject to the full policy terms and conditions:

  • Accidental damage
  • Loss of rent up to 100% of the contents sum insured
  • £10,000 standard sum insured with a £300 excess
  • Public liability up to £2 million Escape of water and/or oil, as defined
  • Fire, lightning, earthquake or explosion damage
  • Storm or flood damage, as defined
  • Subsidence, as defined
  • Malicious damage

Agent Protect is competitively priced and supported by the security of the Lloyds of London insurance market, straightforward and easy to understand documentation, a trusted repair network and your dedicated account manager.

To apply

To apply you must be a Let Alliance customer. If you’re a new customer, please complete our letting agent registration form first. If you’re already a Let Alliance customer, please call us on 0845 887 3830 to discuss the next steps. Please also email us for more information or with any questions.

To make a claim

To make a claim please email or call 0203 199 5141.